PayPal Credit - Apply Online


PayPal Credit

Apply Online

*PayPal Credit (Online Purchases Only)

PAYPAL CREDIT: NO INTEREST IF PAID IN FULL WITHIN 6 MONTHS

Pay now or pay over time with PayPal Credit. Just use PayPal Credit in PayPal checkout. (Subject to credit approval)

No Interest if paid in full in 6 months on purchases of $99 or more.

Interest will be charged to your account from the purchase date if the balance is not paid in full within 6 months. A minimum monthly payment is required and may or may not pay off the promotional purchase by the end of the 6 month period. No interest will be charged on the purchase if you pay it off in full within 6 months. If you do not, interest will be charged on the purchase from the purchase date at the Purchase APR applicable to your account.

For New Accounts: Variable Purchase APR is 25.74%. The APR is accurate as of 9/1/2018 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). Minimum interest charge is $2.00.

Individual items that are less than $99 qualify for special financing when combined for a total of $99 or more in a single transaction. Multiple separate transactions of less than $99 per transaction cannot be combined to meet the minimum purchase amount.

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