Acima Leasing


Who is Acima Credit?

Acima Credit provides a flexible and creative alternative to traditional consumer lending. Our No-Credit-Needed lease program provides a lease option where eligibility is not based solely on credit, so you can take home what you need today.

Why use Acima?

  • No Credit Needed, your FICO score will not be impacted
  • Get approved up to $5,000
  • $70.00 initial payment
  • 90-day early purchase option (3-month purchase option in California).
  • This option lets you purchase the merchandise for the Acima Cash Price price plus the initial payment and a small purchase fee, which varies state-to-state, but is generally $50.
  • Easy payments over 12 months or purchase early at anytime during your agreement.
  • Acima reports your lease activity to Experian.

What do I need to apply?

  1. Be 18 years old or older.
  2. Have an active checking account with at least $1,000 of income per month.
  3. Have at least three months of income history with your current source of income.
  4. Have a government-issued photo ID and a social security number or ITIN.

If you’ve got all those things, great! Fill out the application, Get pre-approved and we’ll let you know within seconds if you’re approved!

How to make a purchase with Acima.

  • Click on Get pre-approved and submit an application.
  • Go shopping: Once approved, select the items you want within your Acima spending limit
  • Once you’ve selected your merchandise, Call:719-573-5847 to complete your order.
  • A $70.00 initial payment is required on all new Acima lease agreements.

Have Questions about Acima? Visit Frequently Asked Questions.

Get pre-approved before you shop for our store locations here.

Free 2-Day Shipping
on all orders $50 and up

Delivery time for standard shipping to any of the 48 contiguous U.S. states is 1-2 business days excluding Alaska, Hawaii, and Puerto Rico. Business days include Monday - Friday and exclude UPS holidays. 


Delivery time estimates do not apply to large or heavy items over 40+ lbs, P.O. Box addresses, items shipped directly from the manufacturer, out-of-stock items or unless stated otherwise on the product. Other exclusions may apply.