Acima Leasing

Who is Acima Credit?

Acima Credit provides a flexible and creative alternative to traditional consumer lending. Our No-Credit-Needed lease program provides a lease option where eligibility is not based solely on credit, so you can take home what you need today.

Why use Acima?

• No Credit Needed, your FICO score will not be impacted
• Get approved up to $5,000
• $70.00 initial payment
• 90-day early purchase option (3-month purchase option in California).
• This option lets you purchase the merchandise for the Acima Cash Price price plus the initial payment and a small purchase fee, which varies state-to-state, but is generally $50.
• Easy payments over 12 months or purchase early at anytime during your agreement.
• Acima reports your lease activity to Experian.

What do I need to apply?

1. Be 18 years old or older.
2. Have an active checking account with at least $1,000 of income per month.
3. Have at least three months of income history with your current source of income.
4. Have a government-issued photo ID and a social security number or ITIN.

If you’ve got all those things, great! Fill out the application, Get pre-approved and we’ll let you know within seconds if you’re approved!

How to make a purchase with Acima.

• Click on Get pre-approved and submit an application.
• Go shopping: Once approved, select the items you want within your Acima spending limit
• Once you’ve selected your merchandise, Call:719-573-5847 to complete your order.
• A $70.00 initial payment is required on all new Acima lease agreements.

Have Questions about Acima? Visit Frequently Asked Questions.

Get pre-approved before you shop for our store locations here.